🇺🇸 US Invoice Factoring · Free Rate Estimate

Turn Outstanding
Invoices Into
Cash Today.

$50K–$1M+Working capital, no new debt

1–3%Fee vs 30–150% for MCAs

🏭 Manufacturing

👥 Staffing

⛽ Oil & Gas

🚛 Freight

💻 IT Services

🍔 Food & Bev

🔒 No credit check⚡ 24hr advance🏦 Banking since 2013⭐ A+ BBB Rating

Question 1 of 4

What industry are you in?

We specialise in factoring for B2B businesses with strong outstanding receivables. Pick your sector.

Question 2 of 4

How long do clients take to pay?

The longer your payment terms, the bigger the cash flow gap we can bridge for you.

Question 3 of 4

Monthly invoice volume?

The total value of invoices you raise each month. This sets your fee rate — the higher the volume, the lower your rate.

$

💡 Minimum $30,000/month · $1M+ qualifies for our 1% premium rate

Question 4 of 4

Current outstanding receivables?

Total unpaid invoices on your books right now. This is the number we advance against — usually within 24 hours.

$

💡 We advance 80–90% of this amount. The reserve is returned once your client pays.

📊

Below Minimum Volume

Our factoring programme requires at least $30,000 in monthly invoices. You're not quite there yet.

📊Your monthly invoice volume of $0 is below our $30,000 minimum.

🚀Grow your client base and reach out when you're approaching $30K/mo — we'll get you set up fast.

Growing your pipeline? Email us at hello@funderbear.com — we'll set a reminder and reach out the moment you qualify.

✅ You Qualify🚀

Your advance is ready.

Based on your receivables we've calculated your personalised estimate below. Complete the short form to lock in your rate and get a decision within 24 hours.

LAST STEP

Claim Your Rate Now

Takes 2 minutes · Decision in 24 hours · No credit check

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